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Insurance & Risk Management

Construction subcontractors reduce the likelihood of risks like fire, equipment theft, and embezzlement, by implementing effective risk management plans. Advisors such as attorneys, insurance agents, accountants, and surety bond producers can provide a wealth of knowledge on managing risk, including helping subcontractors to select the right insurance and risk management products. They can also help subcontractors manage risks unique to the business of construction, such as:

  • Property damage that occurs on multi-employer job sites.
  • Payment default by prime contractors or project owners.
  • The costs of project changes and delays.
  • And more.

In Brief

ASA educates subcontractors about working with their professional advisors to develop risk management plans that suit their businesses. This includes working with other industry associations to develop and publish best practices and model contract language that fairly allocates risk. ASA advocates for laws that limit the unfair shifting of risk to subcontractors.

Members-Only Resources

Login to Member Resources for access to Insurance and Risk Management and other resources.

ASA Insurance and Risk Management Resources for Everyone

View additional ASA Insurance and Risk Management resources.

Other Resources

AGC/ASA/ASC Guidelines for a Successful Construction Project (external link)

CNA School of Risk Control Excellence webinars (external link)

Insurance Services Office, Inc. (external link)

U.S. Department of Treasury's Listing of Sureties Approved to Provide Bonds on Federal Construction (external link)

SBA Loan and Surety Bond Guarantee Programs (external link)

The Surety & Fidelity Association of America (external link)

National Association of Surety Bond Producers (external link)

Surety Information Office (external link)

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